To be a dominant player in the Financial Services sector with core strength in resolution and recovery of Non-Performing Assets (NPAs) through the implementation of The Recovery of Debts Due to Banks & Financial Institutions (RDDBFI) Act, 1993 (The DRT Act) and The Securitization & Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002 (The NPA Act).
The Company values professionalism, credibility, transparency and integrity of the highest standards and will pursue its activities within the legal framework, without compromising on ethics. We believe in shoring up the Bank’s bottom line and unlocking value in the erstwhile NPAs. Creating and sustaining a long term relationship with Banks, Financial Institutions and clients will always be our continuing endeavor.
To be the Numero Uno service provider to all Banks, Financial Institutions and Asset Reconstruction Companies in executing and ensuring speedy Asset Resolution by utilizing our core competitive technical skills and specilization.
Mrs. R.Jayanthi brings years of experience in the field on NPA recovery Management. Her uncanny ability in resolving NPA cases has resulted in a number of Compromise settlements and /or One Time settlements with Banks and Financial institutions. She has also been able to reason with Borrowers and the Lenders and bring them to the Negotiating table for amicable settlements instead of resorting to the long drawn legal litigation Resolution/Remedy. She has an impeccable track record in handling high value NPA accounts of SBI and other Financial Institutions. She has affected recoveries in excess of 500 Crores for various financial institutions.
As an expert in both the RDDBFI Act, 1993 and the SARFAESI Act, 2002, she has been able to enforce the security interest in many mortgaged/otherwise securities bringing the defaulters assets to sale and ultimate recovery for the Banks and Financial Institutions. She has been instrumental in recovering various dues of the Banks and Financial Institutions hitherto locked up in litigation /pending adjudication by adopting the available structures /procedures in the realm of all present legal postulates.
She is one who inspires confidence by empowering the employees to do their job and always respect them for their comments and accomplishments. She possesses proven ability to gain the confidence of employees and investors and clients in all spheres of the company’s activities and also advises the clients for their portfolio management related to the securities market. She is very hard working & detail oriented professional with a common sense approach to problem solving. She possesses creative ability to develop visionary approaches to complex challenges. She is a very effective communicator – both written and verbal translating into best legal opinion, advice and solution.
Mrs. Nagalakshmi is the senior level operational manager with an extensive knowledge across the entire default continuum. She posses strong focus on performance management and process development and refinement. Viewed by management as being an excellent operator, she is very efficient in analytics, processes and the day to day management of complex operations. She has consistently delivered superlative client service and performance results across vast Financial Portfolios.
Mrs. Nagalakshmi is proficient in development and Enhancement of distressed asset management practices. Mrs Nagalakshmi is currently leading collections, loss mitigation and recovery operations in a special servicing environment. She is specialized in DRT and has sound understanding of SARFAESI ACT 2002 procedures. She is well connected with financial and legal circle and has the ability to enter into dialogues with defaulters in debt recovery function. She is having good understanding of Recovery/Resolution of NPA and bad debt cases.
Mr. M.K.Rangarajan is a retired from State Bank of India in senior management cadre. He has worked for more than 27 years in the officer cadre and has vast exposure towards NPA recovery. He is having in depth understanding of the SARFAESI proceedings. Mr.M.K.Rangarajan is taking care of the empanelment of the institution in various financial institutions. He is having vast exposure in the field of credit management during his tenure with the State Bank of India. Mr.M.K.Rangarajan is a multi faceted personality and he believes in rendering the vast knowledge and experience he has gained all along here career, so he is also a visiting professor in many reputed management as well as training institutions. He is also a trainer in the field of Debt Recovery Agents assessment. He is a powerful communicator and his negotiation skills have been widely appreciated in the field of NPA recovery by the principle institutions.
Mr. M.S.Prince being an Aircraft maintenance engineering graduate, entered into the Banking during the year of 2007. He has worked with HDFC, KOTAK MAHINDRA etc. in the segment of retail loans, Credit cards etc. Now he is working in the side of recovery/enforcement. He is heading the Security wing of the company and he is vast experienced through his SARFAESI related works all over INDIA. He is a certified DRA with 93% marks. He is an expert in facilitating the entire site for carrying out the possession, how much ever non-conductive the environment it may be.
Mr. Vinay C Tripathi is good in bringing any difficult borrower to the negotiation table and resolve the account without much litigation. He is expert in handling any situation arises during resolving account and amicably he will put up a compromise proposal suiting the situation. He is capable of assisting effectively in recovery process and deliver better results in shortest period time. He is in the recovery field for nine years and well versed in all Bank NPA management.
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